Indian Overseas Bank, a leading public sector bank, has announced the IOB Specialist Officer Recruitment 2025 for 127 positions across multiple departments. The recruitment aims to onboard technical and professional talent in areas such as IT, finance, risk, and other specialized domains.
The online application window opens on 12 September 2025 and closes on 3 October 2025. This expert guide distills the notification into clear takeaways—covering eligibility, fee structure, age and educational requirements, detailed exam pattern, selection methodology, and a precise application workflow to help you apply correctly and on time.
IOB Specialist Officer Recruitment 2025 Overview
| Recruitment Organization | Indian Overseas Bank (IOB) |
| Post Name | Specialist Officer (SO) |
| Advt No. | HRDD/RECT/03/2025-26 |
| Vacancies | 127 Posts |
| Category | Latest Job |
| Application Mode | Online |
| Who can apply | Both male and female candidates |
| Qualifying Marks | For General: 35% Reserved Categories: 30% |
| Official Website | iob.in |
Eligibility Criteria
Eligibility for IOB Specialist Officer Recruitment 2025 varies by post. Broadly:
- Educational qualification: A relevant bachelor’s degree in the concerned discipline is mandatory. For example, candidates applying for IT or finance-oriented roles must hold appropriate degrees (such as B.E./B.Tech/Computer Science/IT, B.Com/M.Com/Finance, or equivalent as specified) and possess relevant professional experience.
- Experience: Prior work experience in the applied domain is essential. The exact number of years and the nature of experience will be defined in the detailed post-wise matrix in the official notification.
- Age limit reference date: Age will be computed as on 1 September 2025.
- Age relaxations: Permissible relaxations in the upper age limit will be applicable for reserved categories as per Government/Bank norms.
Application Fee
Applicants must pay the fee online using net banking, debit/credit cards, or UPI.
- General/OBC/EWS: Rs 1000
- SC/ST/PwBD: Rs 175 The fee is non-refundable. Applications without successful fee payment will be treated as incomplete.
IOB Specialist Officer Recruitment 2025 Age Limit
The upper and lower age limits differ by role and grade. Candidates should verify the post-specific age band in the official notification and calculate their eligibility as on 1 September 2025. Statutory relaxations for SC/ST/OBC (NCL), PwBD, Ex-Servicemen, and other categories will apply as prescribed.
Educational Qualification
To maintain a high standard of professional capability, IOB stipulates:
- Mandatory graduation in the relevant field aligned with the post applied for.
- Essential hands-on experience in the same or closely related function. Illustratively, IT profiles may require experience in networks, systems, databases, application development, cybersecurity, or allied areas; finance profiles may expect exposure to credit analysis, treasury, risk, accounts, audit, or similar functions.
- Any equivalent professional certifications, where mentioned, will add weight but must be supported with valid documentary proof.
IOB Specialist Officer Recruitment 2025 Selection Process
The selection pipeline comprises multiple stages designed to assess communication, awareness, and core subject proficiency:
- Online written examination
- Personal interview
- Document verification
- Medical fitness assessment
- Final merit listing
Online Exam Pattern
- Total questions: 100
- Total marks: 100
- Duration: 120 minutes (2 hours)
- Sections and breakup:
- English Language: 25 questions, 25 marks, 30 minutes
- General Awareness (with focus on banking): 25 questions, 25 marks, 30 minutes
- Professional Knowledge (post-specific): 50 questions, 50 marks, 60 minutes
- Negative marking: 0.25 mark deducted for each incorrect response
- Qualifying marks: 35% for General category and 30% for reserved categories (as notified) Candidates who meet or exceed the sectional/overall qualifying criteria (as applicable) will be shortlisted for the interview.
Documents Required
- Recent color photograph and scanned signature (as per size guidelines)
- Government ID (Aadhaar/Passport/Voter ID/Driving Licence)
- Proof of date of birth
- Degree/mark sheets and professional certifications
- Experience certificates/relieving letters
- Category/Reservation certificate (SC/ST/OBC-NCL/EWS) if applicable
- PwBD certificate (if applicable)
- Any other document mentioned in the notification
How to Apply Online: Step-by-Step
Download the official IOB Specialist Officer Recruitment 2025 notification and confirm your eligibility for the post(s) you intend to apply for.
- Visit the bank’s official website and navigate to the careers/recruitment section. Register with a valid email ID and mobile number or log in if already registered.
- Enter personal details, academic qualifications, and professional experience carefully. Ensure all entries match your documents.
- Upload recent passport-size photograph, signature, identity proof, degree certificates, experience letters, and any category/disability certificates in the specified formats and sizes.
- Pay the applicable fee online via net banking, debit/credit card, or UPI. Wait for the payment confirmation message/receipt.
- Review the entire form, correct any errors, and submit. Download and print the final application form and the fee receipt for future reference.
IOB Specialist Officer Recruitment 2025 Important Links
| Start IOB Specialist Officer Recruitment 2025 form | 12 September 2025 |
| Last Date Online Application form | 3 October 2025 |
| Apply Online | Apply Now |
| Official Notification | Download here |
| Official Website | www.iob.in |
| Check All Latest Jobs | G News |
FAQs (IOB Specialist Officer Recruitment 2025)
Qus. What is the total number of vacancies in IOB Specialist Officer Recruitment 2025?
Ans. The bank has announced 127 Specialist Officer posts across various departments.
Qus. What is the application fee?
Ans. General/OBC/EWS candidates: Rs 1000; SC/ST/PwBD candidates: Rs 175. Payment is online only.
Qus. Is experience mandatory?
Ans. Yes, relevant post-qualification experience is required. The exact duration depends on the specific role.